Rest assured that NY TEAM is the best place to make your next vehicle, boat, or RV purchase. Even if loan rates increase, you can confidently buy from us, knowing you can refinance at a lower rate. This Refinance Feature is available once a year for a small fee, and our loan officers are knowledgeable and ready to provide you with more information. Choose us for your next purchase and experience the peace of mind that comes with our commitment to your financial well-being.
To ensure you recognize us when we contact you about possible fraudulent activity on your account, please save our reliable Fraud Hotline number in your phone.
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Protecting Yourself from Identity Fraud – Essential Information for Everyone
The Federal Trade Commission (FTC) has reported that fraud-related losses have increased by over 70% between 2020 and 2021, with 1.4 million identity theft reports. Identity theft not only incurs high expenses but also causes significant inconvenience as you try to undo the damage caused by the thieves. To prevent becoming a victim, here is…
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MEMBER ADVISORY: Beware of illegitimate emails from Microsoft
An ongoing scam has been identified, wherein an error message claiming to be from Microsoft pops up on a computer, informing the user that their device has been infected or hacked. The unsuspecting user is then instructed to call a phone number in the pop-up. If the number is called, the person at the other…
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Learn how to Ladder CDs!
Are you interested in a savings vehicle that offers a higher annual percentage yield (APY) than a typical savings account? A share certificate may be perfect for you! It locks up your deposit for a set period of time and pays a fixed percentage yield upon completion of the certificate’s term. Credit unions offer share…
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Make sure to stay safe while using the internet.
Your personal information is essential; we want to help you keep it safe. Scammers are always looking for ways to obtain your personal information, so it’s important to be vigilant. Be cautious if you receive unsolicited calls, emails, text messages, or letters. Even if it appears from a legitimate source, never provide your personal…
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Ensuring the protection of your finances in the case of a car accident is of utmost importance.
Protecting your finances is essential, especially when it comes to your vehicle. If the value of your car is less than the amount of your car loan, Guaranteed Asset Protection (GAP) can help bridge that gap. On average, a new vehicle will depreciate more than 20% after the first year of ownership, with half happening…
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It’s time to break these eight unhealthy credit card habits
You probably know people who have experienced financial stress, declining credit scores, and lifelong debt struggles because of credit cards. However, credit cards can be a helpful tool for managing your finances if used correctly. To make credit cards a positive aspect of your financial life, avoiding common and costly credit card mistakes is essential….