Protecting your finances is essential, especially when it comes to your vehicle. If the value of your car is less than the amount of your car loan, Guaranteed Asset Protection (GAP) can help bridge that gap. On average, a new vehicle will depreciate more than 20% after the first year of ownership, with half happening...
You probably know people who have experienced financial stress, declining credit scores, and lifelong debt struggles because of credit cards. However, credit cards can be a helpful tool for managing your finances if used correctly. To make credit cards a positive aspect of your financial life, avoiding common and costly credit card mistakes is essential....
Applying for a mortgage requires thoroughly evaluating your financial situation and the property you wish to finance. You must submit a loan application providing information about your income, assets, debts, and credit history. Your creditworthiness will be carefully evaluated by NY TEAM Federal Credit Union or any other lender based on this information. Pay stubs,...
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Do you love your leased car and don’t want to give it up? You can finance the balance of your lease to own the car. Refinancing the balance of your lease with NY TEAM Federal Credit Union can keep you behind the wheel and save you money. With a lease buyout or purchase option, you...
Rest assured that NY TEAM is the best place to make your next vehicle, boat, or RV purchase. Even if loan rates increase, you can confidently buy from us, knowing you can refinance at a lower rate. This Refinance Feature is available once a year for a small fee, and our loan officers are knowledgeable...
Enjoy NY TEAM’s low rates and exceptional service this holiday season. Whether you are looking to make home improvements, refinance or purchase a new vehicle or pay for the holidays, we’re here through it all! We even let you skip a month of loan payments! Call us to talk about your plans at (516) 822-1070! Need a “Holiday Helper”...
Now it’s time to Finance with NY TEAM FCU! Here at NY TEAM Federal Credit Union, we recognize that cars aren’t the only vehicles in your life. From wheels to boats, there are many ways to venture out. That’s why we offer financing on boats! Our low interest rates are based on the amount financed,...
Not sure if you need a personal loan? Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let’s take a look at how a personal...