Savings & Club Accounts

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At NY TEAM, our accounts offer special ways to save you valuable time and money while making the task of managing your daily finances more hassle-free than ever. Open an account is easy.

All NY TEAM Federal Credit Union Accounts Offer:

  • Free E-Statements
  • Free 24/7 Access to Mobile & Online Banking
  • Remote Deposit Capture of all your Check Deposits
  • 5,500+ Shared branch locations
  • 4,900+ Fee-Free ATMs

More Ways to Help You Build Your Savings

We’re big believers in helping our members develop healthy savings habits. So, in addition to offering regular savings accounts, we also offer a variety of other money-wise options


Learn more about our Savings & Club Accounts.

In order to join NY TEAM Federal Credit Union, you’ll need to start and keep a basic savings account. The Membership Savings Account can be opened with just $1 as your ownership share in the credit union. If you want, you can also open a Special Savings Account with no minimum balance or withdrawal fees. Both types of savings accounts earn dividends on your daily balance, which are credited and compounded each month.


If you’re looking to add an extra Savings Account to your current Member Account, this is the ideal solution. While there are no restrictions on transfers, please note that this account can only be accessed through online banking and not with an ATM Debit Card.

View our Forms page to Add another Savings Account.

These accounts help secure your financial future. IRAs offer an excellent tax-deferred investment. NY TEAM offers Share IRAs Accounts. Be sure to seek competent tax advice about your specific IRA investments.

This club account will help you save for the holiday season or a special occasion or event. Daily dividends are compounded and paid monthly. The third week of October the funds in your Holiday Club will automatically transfer to your Share Savings account.

You are limited to two monthly withdrawals for free, an additional withdrawal will occur a fee.

Open a Holiday Club Account today with our Online Form.

This account is a continuous club account to help you save for your yearly vacations. You are permitted two withdrawal, per calendar month , for the full amount of the club, at no charge.

Subsequent withdrawals may be made subject to standard fees, as stated in the current fee brochure.

Add a vacation club account today with our online form.

This is account is designed to help save for your child’s future educational expenses with a high APY it makes saving easier.

Subsequent withdrawals are subject penalty, as stated on disclosure.

Open today with our online form: Educational Club Account Form.