Pre-Qualify Today

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Here at NY TEAM Federal Credit Union we want to make borrowing with us easier than ever! We understand applying for a loan can be intimidating and we want to make it simple!

Find out if you qualify without impacting your Credit Score and no obligation.

Start Your Prequalification Process Today!

Once submitted a loan representative will call you within 24 business hours.

From line of credit to auto loans, we’ll let you know your potential borrowing limits and possible interest rate. And we’ll do it without any negative impact on your credit score.

If you like the terms, you can apply quickly. Keep in mind, all loans are subject to full underwriting and credit approval, and the final terms may vary depending on credit product selection and other factors.

To pre-qualify for a NY TEAM loan you must be eligible* for membership.

FAQs
What does “pre-qualify” mean?
Pre-qualification is a review of your credit worthiness to evaluate if you may qualify for a loan. It is not a loan application or a guaranteed financing offer.

Does pre-qualification affect my credit score?
Allowing NY TEAM to review your credit report for a pre-qualification is referred to as a “soft inquiry”. This means it’s not an official loan application and therefore will not affect your credit score. 

Who should I contact if I have questions?
Please contact the loan department for questions on your application submission.
Email: loans@nyteamfcu.org
Phone: 516-822-1070 option 3
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