Refer a Member

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Share the benefits of Membership with your family and co-workers.

Do you have a family member or co-worker who is planning to purchase a car or renovate their home but needs a loan? You can refer them to the benefits of being a member of NY TEAM FCU. The referral process is simple – just fill out the form below. After submitting the form, remember to follow up with your family member or co-worker and encourage them to open an account. You can submit up to three referrals using this form, and if you have more, you can submit a new form anytime.

The Credit Union allows you to refer your family members and co-workers who work for one of our many charters. (LIRR, MTA, SIRTOA, AMTRAK, AEROFLEX, and More) To learn more about eligibility, click here

To be eligible for the $25.00 reward, the new member must:
– Deposit $100.00 within two weeks of opening their account
– Make three monthly deposits of at least $100.00 each
– Open a share and draft account
The reward will be deposited after 90 days.


How would you like us to reach out to the Referred Member?(required)


* All new accounts are subject to NY TEAM FCU standard account membership terms and disclosures.

The personal information you provide for this offer will not be sold or provided to any third party marketers, please review our privacy policy. In supplying the information above you agree and understand that NY TEAM will send an email to your co-worker, family member(s) specified above. In addition to your personalized comments NY TEAM Federal Credit Union will append a marketing message inviting them to become a member. By clicking Submit you agree to all of the aforementioned terms and conditions.

Disclosure: To participate in NY TEAM Federal Credit Union’s Refer-a-Family Member or Coworker (RAFC) Program, the Referrer must be a current credit union member, and the Referee must be eligible for membership and a new member with no existing accounts. When the Referee initiates a new membership (called a share account) with a new checking account and deposits at least $100 within two weeks of opening the account, as well as making a minimum of 3 monthly direct deposits of $100.00, both the Referrer and Referee will receive a $25 deposit in their share accounts after 90 days, provided that all requirements are met. The maximum number of rewards a Referrer can earn in a calendar year is 5, or $125. Please note that the RAFC program cannot be combined with other promotions or offers, and criteria may be subject to change. Please refer to their current disclosures for more information on NY TEAM Federal Credit Union’s share savings and checking accounts.