Match or Beat your Loan Rate*

Home / Match or Beat your Loan Rate*

Bring in your best existing loan or loan offer & we may Match or Beat Your Rate!*

Shopping around for the best rate?  We want our members to have the best rates out there, which is why we’re offering to beat your current loan* or loan offer. Want to see if we can beat your rate?

Qualifying Loans:

Personal Loan

Home Equity

Vehicle, Boat & Motorcycles

Are you ready for NY TEAM to beat your current rate? Let’s get started!
Stop paying big rates on loans. Put more money in your pocket today.
Promo Code: Beat your Rate

Start Your Beat your Rate Process Today!

Once submitted a loan representative will call you within 24 business hours.

To qualify for a NY TEAM loan you must be eligible* for membership.

*Special offer available for pre-approved loan offers on the qualifying loans listed above. Certain product exclusions apply. You must be able to show proof of competitor’s rate. Terms of program subject to change. Limited time only. Existing NY TEAM FCU loans are not eligible. NY TEAM membership required. Loan terms and conditions depend on credit worthiness and the borrower’s ability to repay. The year and value of collateral will be considered on collateral secured loans. Floor rates by credit tier and loan product type have been established so not all members may qualify for a rate lower than what they are offered. Offer valid until further notice. Additional terms may apply. 

*To be eligible for the program with an existing loan at another financial institution, the loan cannot exceed 9 months old.

IMPORTANT APPLICANT INFORMATION: Federal law requires financial institutions to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. By submitting this application, you agree to an electronic signature. However, we may not be able to disburse funds without obtaining an original signature authorizing your loan request. The information you provide is protected by our privacy policy and federal law.