Match or Beat your Loan Rate*

Do you already have a loan or a loan offer? Bring it to us and we may be able to match or beat its interest rate! We prioritize our members’ financial well-being and want to ensure they have the best rates available. If you’re currently shopping around for the best rate, let us know and we’ll see if we can beat it.

Qualifying Loans:

Are you ready for NY TEAM to beat your current rate? Let’s get started!
Stop paying big rates on loans. Put more money in your pocket today.
Promo Code: Beat your Rate

Start Your Beat your Rate Process Today!

Once submitted a loan representative will call you within 24 business hours.

*Get a special offer on pre-approved loans for qualifying products. Some exclusions apply, and you need to show proof of a competitor’s rate. The program’s terms are subject to change, and it’s only available for a limited time. Existing NY TEAM FCU loans aren’t eligible, and you must be a member of NY TEAM. Loan terms and conditions depend on your creditworthiness and ability to repay, and collateral loans are evaluated based on the year and value of the collateral. Not all members may qualify for lower rates, as floor rates are determined by credit tier and loan product type. The offer is valid until further notice, and additional terms may apply.

*To be eligible for the program with an existing loan at another financial institution, the loan cannot exceed 9 months old.

IMPORTANT APPLICANT INFORMATION: Federal law requires financial institutions to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. By submitting this application, you agree to an electronic signature. However, we may not be able to disburse funds without obtaining an original signature authorizing your loan request. The information you provide is protected by our privacy policy and federal law.