Share Draft Checking Account

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Checking Account
Your financial future starts here.

All NY TEAM Checking Accounts Offer:


We offer many convenient and free services to our customers. These include e-statements and online/mobile banking, with two free ATM withdrawals each month. There is no minimum balance required, no monthly service charge, and no per-check fee. You can write as many checks as you need and we also offer overdraft protection. Additionally, we provide a MasterCard debit card, access to over 5,500+ shared branch locations, and over 4,900+ fee-free ATMs. We also offer free online check images for your convenience.



$0 liability for unauthorized debit card
Free E-Statements
Free Online & Mobile Banking
Two Monthly Free ATM Withdrawals
5,500+ Shared Branch Locations
4,900+ Fee-Free ATMs
No Minimum Balance
convenience of Direct Deposit
Easy transfer of funds and account alerts


Order Checks with Harland Clarke

Courtesy Pay

Learn about Overdraft Protection and Courtesy Pay


Join and open an account online. To open an account, you must be a member. Find out about membership eligibility. You may also print out a Membership Application and take it to the nearest branch or call us when you need assistance (516) 822.1070.


With our top-notch electronic products, you can conveniently access your accounts from any location. Our online banking service, Mobile APP, or over-the-phone Teller provide full account access. You can also access your statements through E-Statements. Best of all, all electronic services are free for NY TEAM FCU members.