Share Draft Checking Account

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Checking Account
Your financial future starts here.

All NY TEAM Checking Accounts Offer:

We offer many convenient and free services to our customers. These include e-statements and online/mobile banking, with two free ATM withdrawals each month. There is no minimum balance required, no monthly service charge, and no per-check fee. You can write as many checks as you need and we also offer overdraft protection. Additionally, we provide a MasterCard debit card, access to over 5,500+ shared branch locations, and over 4,900+ fee-free ATMs. We also offer free online check images for your convenience.

  • Free E-Statements
  • Free Online & Mobile Banking
  • Two Monthly Free ATM Withdrawals
  • Unlimited check writing
  • Overdraft protection available
  • MasterCard Debit Card
  • 5,500+ Shared Branch Locations
  • 4,900+ Fee-Free ATMs
  • No Minimum Balance
  • No Monthly Service Charge
  • No per-check fee
  • Free online check images

How to Open an Account

Join and open an account online. To open an account, you must be a member. Find out about membership eligibility. You may also print out a Membership Application and take it to the nearest branch or call us when you need assistance (516) 822.1070.


With our top-notch electronic products, you can conveniently access your accounts from any location. Our online banking service, Mobile APP, or over-the-phone Teller provide full account access. You can also access your statements through E-Statements. Best of all, all electronic services are free for NY TEAM FCU members.