Benefits of Membership

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Membership Benefits

Trust the security of a NY TEAM Federal Credit Union membership.

Since 1969, our top priority has been our members. Being member-owned and not-for-profit means every decision we make is to better serve our members. Whether it’s offering higher dividends on deposit accounts, lower interest rates on loans and credit cards, or less fees than national banks, banking locally means getting more benefits.

Your accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. Credit union members have never lost a penny of insured savings at a federally insured credit union.

Our membership is open to immediate family members of NY TEAM FCU members, along with anyone who belongs to one of the trade associations: The Long Island Rail Road Company, Metropolitan Transportation Authority (MTA), Staten Island Rapid Transit, Amtrak, Conrail, NJ Transit, Metro North, Aeroflex, Eagle Electric, This Week Publications, Visiting Nurses, NCC and White Rose.

Take a look at many value-added benefits a NY TEAM FCU membership provides!

  • Splash Splash Discount exclusive for the 2023 Season Promo Code: 23nyteamfcu, view flyer

Tax Solutions and Savings for Members

$100 Cash Reward from LMCUR when you buy a vehicle from Carvana

Save up to 35% on Identity Theft and Credit Report Monitoring

Love My Credit Union Rewards

LMCUR Powersports & RV Buying Program

TruStage Auto & Home Insurance Program

Save up to $360 per year on wireless. Click here to start saving.