With NY TEAM FCU, you can easily manage your everyday banking from anywhere, whether you’re at home or on the go. Pay your bills while visiting a national park or check on your loan while relaxing on the beach. You have complete freedom to access your account and take care of your finances from the comfort of your own kitchen table or a picnic table. Plus, getting preapproved can help you hit the road or water faster and with less hassle.

In order to qualify for a New RV Refinance, the RV must have been purchased as new and the refinance must be completed within 6 months of the original purchase date. The minimum term for refinancing is 24 months. The value of pre-owned/refinanced RV loans will be determined using the NADA Book value. Financing for up to 80% of the RV’s value, up to $120,000.00 is available. For pre-owned RVs, financing is subject to 80% of the clean retail value in NADA, appraised value, purchase price, or whichever is less. The RV must have a clean title, be 10 years old or newer, and be drivable for terms over 144 months (for motorhomes) up to 240 months. A required insurance binder must list the credit union as a lien holder. Truck campers, pop-up trailers, park models, horse trailers, and race car trailers are not eligible for RV loan financing.