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Investing in a certificate of deposit (CD) is a great option that only requires an initial deposit of $1,000. Right now, we’re offering a six-month CD with a 3.25% APY. By depositing $1,000, you could earn $16.41, which is enough to buy three Starbucks drinks or a deli sandwich. Don’t miss out on this opportunity to earn extra money. If you’re not familiar with CDs, they’re essentially savings accounts that hold a fixed amount of money for a specific period of time, such as six months, one year, or five years. In return, the issuing Credit Union pays interest. Once the CD reaches maturity, you can redeem it for the original investment plus any interest earned. Learn more about our CD Program!