It’s alarming that the average American carries a debt load of over $90,000. It only takes a little to push someone over the edge financially. A severe medical condition, unexpected job loss, or any other factor that reduces income can quickly lead to financial distress. When expenses surpass earnings, people end up in a precarious...
Tag: borrow
To show sellers that you are a serious and qualified buyer, it is important to get prequalified.
Applying for a mortgage requires thoroughly evaluating your financial situation and the property you wish to finance. You must submit a loan application providing information about your income, assets, debts, and credit history. Your creditworthiness will be carefully evaluated by NY TEAM Federal Credit Union or any other lender based on this information. Pay stubs,...
NY TEAM is here for the Holidays
Enjoy NY TEAM’s low rates and exceptional service this holiday season. Whether you are looking to make home improvements, refinance or purchase a new vehicle or pay for the holidays, we’re here through it all! We even let you skip a month of loan payments! Call us to talk about your plans at (516) 822-1070! Need a “Holiday Helper”...
Have you decided to set sail on your NEW Boat this Summer?
Now it’s time to Finance with NY TEAM FCU! Here at NY TEAM Federal Credit Union, we recognize that cars aren’t the only vehicles in your life. From wheels to boats, there are many ways to venture out. That’s why we offer financing on boats! Our low interest rates are based on the amount financed,...