You probably know people who have experienced financial stress, declining credit scores, and lifelong debt struggles because of credit cards. However, credit cards can be a helpful tool for managing your finances if used correctly. To make credit cards a positive aspect of your financial life, avoiding common and costly credit card mistakes is essential....
Tag: loan
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What You Weren’t Taught in School About Debt Relief
It’s alarming that the average American carries a debt load of over $90,000. It only takes a little to push someone over the edge financially. A severe medical condition, unexpected job loss, or any other factor that reduces income can quickly lead to financial distress. When expenses surpass earnings, people end up in a precarious...
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Learn how a lease buyout can save you money while also allowing you to maintain control over your vehicle.
Do you love your leased car and don’t want to give it up? You can finance the balance of your lease to own the car. Refinancing the balance of your lease with NY TEAM Federal Credit Union can keep you behind the wheel and save you money. With a lease buyout or purchase option, you...
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Buy your next auto with confidence knowing NY TEAM has your back.
Rest assured that NY TEAM is the best place to make your next vehicle, boat, or RV purchase. Even if loan rates increase, you can confidently buy from us, knowing you can refinance at a lower rate. This Refinance Feature is available once a year for a small fee, and our loan officers are knowledgeable...
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The 4 great uses for a Personal Loan.
Not sure if you need a personal loan? Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let’s take a look at how a personal...