Check out our blog posts for the most recent updates, highlights, and educational content! If you have a blog post idea, feel free to send us an email at info@nyteamfcu.org. At the Credit Union, we prioritize our members and believe that education is crucial. Subscribe to our Email Marketing to receive our informative emails.
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What You Weren’t Taught in School About Debt Relief
It’s alarming that the average American carries a debt load of over $90,000. It only takes a little to push someone over the edge financially. A severe medical condition, unexpected job loss, or any other factor that reduces income can quickly lead to financial distress. When expenses surpass earnings, people end up in a precarious… Read more
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To show sellers that you are a serious and qualified buyer, it is important to get prequalified.
Applying for a mortgage requires thoroughly evaluating your financial situation and the property you wish to finance. You must submit a loan application providing information about your income, assets, debts, and credit history. Your creditworthiness will be carefully evaluated by NY TEAM Federal Credit Union or any other lender based on this information. Pay stubs,… Read more
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Learn how a lease buyout can save you money while also allowing you to maintain control over your vehicle.
Do you love your leased car and don’t want to give it up? You can finance the balance of your lease to own the car. Refinancing the balance of your lease with NY TEAM Federal Credit Union can keep you behind the wheel and save you money. With a lease buyout or purchase option, you… Read more
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OVERDRAFT PROTECTION VS COURTESY PAY, WE GOT YOU COVERED.
At NY TEAM Federal Credit Union, we offer two services to assist our members with insufficient fund items that lead to overdrawing their checking account: overdraft protection and courtesy pay. Although they may appear alike, there are some significant differences between the two. Overdraft protection is available on all checking accounts and uses funds that… Read more
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Fraud Hotline – Add to your phone
To ensure you recognize us when we contact you about possible fraudulent activity on your account, please save our reliable Fraud Hotline number in your phone. Phone Number: 855-961-1602 We are committed to keeping your account secure. Read more
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Learn how you can earn..
Investing in a certificate of deposit (CD) is a great option that only requires an initial deposit of $1,000. Right now, we’re offering a six-month CD with a 3.25% APY. By depositing $1,000, you could earn $16.41, which is enough to buy three Starbucks drinks or a deli sandwich. Don’t miss out on this opportunity… Read more