Applying for a mortgage requires thoroughly evaluating your financial situation and the property you wish to finance. You must submit a loan application providing information about your income, assets, debts, and credit history. Your creditworthiness will be carefully evaluated by NY TEAM Federal Credit Union or any other lender based on this information. Pay stubs,...
Tag: lending
Learn how a lease buyout can save you money while also allowing you to maintain control over your vehicle.
Do you love your leased car and don’t want to give it up? You can finance the balance of your lease to own the car. Refinancing the balance of your lease with NY TEAM Federal Credit Union can keep you behind the wheel and save you money. With a lease buyout or purchase option, you...
Buy your next auto with confidence knowing NY TEAM has your back.
Rest assured that NY TEAM is the best place to make your next vehicle, boat, or RV purchase. Even if loan rates increase, you can confidently buy from us, knowing you can refinance at a lower rate. This Refinance Feature is available once a year for a small fee, and our loan officers are knowledgeable...
NY TEAM is here for the Holidays
Enjoy NY TEAM’s low rates and exceptional service this holiday season. Whether you are looking to make home improvements, refinance or purchase a new vehicle or pay for the holidays, we’re here through it all! We even let you skip a month of loan payments! Call us to talk about your plans at (516) 822-1070! Need a “Holiday Helper”...
Have you decided to set sail on your NEW Boat this Summer?
Now it’s time to Finance with NY TEAM FCU! Here at NY TEAM Federal Credit Union, we recognize that cars aren’t the only vehicles in your life. From wheels to boats, there are many ways to venture out. That’s why we offer financing on boats! Our low interest rates are based on the amount financed,...
The 4 great uses for a Personal Loan.
Not sure if you need a personal loan? Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let’s take a look at how a personal...
Your Credit Report is Important
As the end of the year is approaching, have you taken advantage of your ONE free Credit Report a Year? If not, visit the three different credit bureau’s websites to receive your free credit report. The three main bureaus are Equifax, Experian, and Transunion. This is very important, and can protect you from possible identify...







