As the end of the year is approaching, have you taken advantage of your ONE free Credit Report a Year? If not, visit the three different credit bureau’s websites to receive your free credit report. The three main bureaus are Equifax, Experian, and Transunion. This is very important, and can protect you from possible identify theft or wrongly reported negative marks. Each Credit Bureau has their own matrix of coming up your Credit Score. Receive a Credit Report from each Bureau to view your different scores.