At NY TEAM Federal Credit Union, we offer two services to assist our members with insufficient fund items that lead to overdrawing their checking account: overdraft protection and courtesy pay. Although they may appear alike, there are some significant differences between the two. Overdraft protection is available on all checking accounts and uses funds that...
Author: (Megan O Connell)
Fraud Hotline – Add to your phone
To ensure you recognize us when we contact you about possible fraudulent activity on your account, please save our reliable Fraud Hotline number in your phone. Phone Number: 855-961-1602 We are committed to keeping your account secure.
Learn how you can earn..
Investing in a certificate of deposit (CD) is a great option that only requires an initial deposit of $1,000. Right now, we’re offering a six-month CD with a 3.25% APY. By depositing $1,000, you could earn $16.41, which is enough to buy three Starbucks drinks or a deli sandwich. Don’t miss out on this opportunity...
Buy your next auto with confidence knowing NY TEAM has your back.
Rest assured that NY TEAM is the best place to make your next vehicle, boat, or RV purchase. Even if loan rates increase, you can confidently buy from us, knowing you can refinance at a lower rate. This Refinance Feature is available once a year for a small fee, and our loan officers are knowledgeable...
Audit
Our auditors are conducting a verification of member accounts. Please review your statement. If the statement does NOT agree with your records, please explain the discrepancy in writing. All correspondence should be directed to: Hamilton and Babitts, CPA’s 271 Route 46 West, STE D-1 09 Fairfield, NJ 07004 If this statement is correct, no reply...
Consider Alternatives to Mailing Physical Checks
Mail Fraud is on the Rise Federal, State and Local authorities are reporting that mail theft is on the rise. Thieves are stealing mail to obtain checks that can be altered, forged, etc. to defraud you. The USPS advises that the best practice to avoid thief is to walk your checks into the Post Office...
NY TEAM is here for the Holidays
Enjoy NY TEAM’s low rates and exceptional service this holiday season. Whether you are looking to make home improvements, refinance or purchase a new vehicle or pay for the holidays, we’re here through it all! We even let you skip a month of loan payments! Call us to talk about your plans at (516) 822-1070! Need a “Holiday Helper”...
Have you decided to set sail on your NEW Boat this Summer?
Now it’s time to Finance with NY TEAM FCU! Here at NY TEAM Federal Credit Union, we recognize that cars aren’t the only vehicles in your life. From wheels to boats, there are many ways to venture out. That’s why we offer financing on boats! Our low interest rates are based on the amount financed,...
Get the Best Credit Card for you..
From a yoga class to weekend getaways, some of life’s greatest moments happen when you have a change of scenery. With the benefit of low rates and rewards, our cards allows you to make your own moments that matter. Our MasterCard is better than most plastic. You can bet on it. We offer two Credit...







