Category: Advice

OVERDRAFT PROTECTION VS COURTESY PAY, WE GOT YOU COVERED.
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OVERDRAFT PROTECTION VS COURTESY PAY, WE GOT YOU COVERED.

At NY TEAM Federal Credit Union, we offer two services to assist our members with insufficient fund items that lead to overdrawing their checking account: overdraft protection and courtesy pay. Although they may appear alike, there are some significant differences between the two. Overdraft protection is available on all checking accounts and uses funds that...

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Buy your next auto with confidence knowing NY TEAM has your back.

Rest assured that NY TEAM is the best place to make your next vehicle, boat, or RV purchase. Even if loan rates increase, you can confidently buy from us, knowing you can refinance at a lower rate. This Refinance Feature is available once a year for a small fee, and our loan officers are knowledgeable...

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Audit

Our auditors are conducting a verification of member accounts. Please review your statement. If the statement does NOT agree with your records, please explain the discrepancy in writing. All correspondence should be directed to: Hamilton and Babitts, CPA’s 271 Route 46 West, STE D-1 09 Fairfield, NJ 07004 If this statement is correct, no reply...

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Consider Alternatives to Mailing Physical Checks

Mail Fraud is on the Rise Federal, State and Local authorities are reporting that mail theft is on the rise. Thieves are stealing mail to obtain checks that can be altered, forged, etc. to defraud you. The USPS advises that the best practice to avoid thief is to walk your checks into the Post Office...

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Important Announcement: Branch Accessibility

Important Announcement: Branch Accessibility Covid-19 cases are on the rise and like most businesses in the state, we are experiencing staff shortages. As we continue to take necessary measures to protect the health of our membership and our employees, we ask that you please be patient with us as we all work together within this...

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Your Credit Report is Important

As the end of the year is approaching, have you taken advantage of your ONE free Credit Report a Year? If not, visit the three different credit bureau’s websites to receive your free credit report. The three main bureaus are Equifax, Experian, and Transunion. This is very important, and can protect you from possible identify...

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Protect Your Loved Ones

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